You may also know that traditional values—honesty, fairness and uncompromising integrity—are every bit as important to us as innovative ideas and strong business results. Pioneer and its staff have earned a reputation over the years for financial strength (302 million dollars in combined assets and 146 million dollars in direct written premium), for quality products and service and for exemplary claim-handling ability. A.M. Best Company has rated us A+ (Superior), which reflects the relative strength of an insurance company, in comparison to the overall insurance industry in vital areas like competent underwriting, control of expenses, adequate resources and sound investments.

Pioneer State Mutual is a single state provider of property and casualty products.  We recognize our social responsibility, are committed to the communities in the state of Michigan and have a clear picture of the kind of company we want to be. One that encourages and rewards high performance, where we are constantly "raising the bar" to new heights, searching for smarter and greener ways of working while leveraging technology to become more efficient for our workforce and our customers. One that is known for its agility, where individual employees and the entire organization adapt quickly and easily to change. One that employee’s find rewarding, where people are excited about what they do and the opportunities that lie ahead.

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	Community Blue PPO through Blue Cross Blue Shield of Michigan with buy-up and cash-in-lieu options. Community Blue PPO coverage includes health, dental and vision protection.
	Flexible Spending Account Program for pre-tax payment of premium, health and dependent care expenditures.
	Excellent 401K plan with a dollar for dollar company match along with a fixed distribution on an annual basis managed by Fidelity Investments. (6 year vesting schedule)
	Life insurance (3x's annual salary), accidental death and dismemberment coverage and both short and long term disability insurance.
	Paid Time Off schedule based on years of service.
	Seven paid holidays per year and four floating holidays granted at the discretion of the company.
	Fitness Center & Wellness Activities.
	Employee discounts for Homeowner and Auto policies.
	Continuous job-related training and education.

We strive for a proper work and life balance.  Office hours are from 7:30am – 4:30pm, Monday through Thursday and Friday hours are 7:00am - 1:30pm to allow more quality time with our families.

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Farm Underwriter
Pioneer State Mutual Insurance Company has an opportunity available for a Farm Underwriter to provide technical support to our Commercial Lines Department. Applicants must have exceptional analytical and problem solving skills and knowledge of farm risks and exposures. Requires the ability to develop and maintain strong agency relationships through quality customer service. Superior written and verbal communication skills are a must. A minimum of 3 years farm underwriting experience or a bachelor degree in a related field coupled with real life farm experience required. CPCU, CIC preferred.

Personal Lines Underwriter
Opportunities available for an experienced company-level Personal Lines Underwriter. Applicants are required to have excellent verbal and written communications skills and be comfortable with computer automation including Microsoft Word and Excel. Basic math application and business analytics a must. This position will be active as a liaison with agency reps and policyholders. Requires the ability to develop strong relationships through quality customer service and creative problem resolution. A bachelor degree or equivalent training and/or experience required. CPCU, CIC preferred.

Pioneer State Mutual Insurance Co.
1510 North Elms Rd.
Flint, MI 48532
ATTN. Christy Newell

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